Life insurance and critical illness cover are forms of financial protection available in the UK. Life insurance typically provides a lump sum payment to your beneficiaries in the event of your death, while critical illness cover may pay out if you are diagnosed with a specified illness covered by the policy. These types of cover are designed to offer financial support during challenging times.

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It’s important to carefully consider your options when exploring these types of policies to ensure they meet your needs. Comparing different providers and understanding the terms of your chosen policy is essential.

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Using Our Online Quote Service

We provide a non-advisory online quote service through our partnership with Cavendish Online. This tool allows you to independently compare policies from a range of insurers, giving you the flexibility to make an informed decision.

Key Information About the Online Quote Service:

• This service is entirely non-advisory, meaning Proactive Medical & Life Ltd does not provide personalised recommendations for policies purchased through the tool.

• You are responsible for ensuring that you read and understand the terms and conditions of any policy before proceeding.

• Proactive Medical & Life Ltd operates under an introducer arrangement with Cavendish Online for this service, and commission is shared between the two parties.

 

Our Tailored Advisory Service

Proactive Medical & Life Ltd also offers an advisory service for clients who prefer a more tailored approach. As an appointed representative of Healthnet Services Ltd, we provide advice and recommendations to help you select the most suitable cover for your needs. Our team of experienced advisors works with a wide panel of leading insurers to ensure you receive the best possible solution.

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In addition, we work closely with Cavendish Online, which can also provide direct advisory services. If we refer you to Cavendish Online, this is done under an introducer arrangement where commission is shared between us. We collaborate with Cavendish Online due to their compliance expertise and their commitment to providing high-quality advice. This ensures you are supported by industry professionals dedicated to finding the best solution for your circumstances.

 

Life insurance and critical illness cover are essential forms of financial protection. Whether you choose to compare policies independently through our non-advisory online quote tool (powered by Cavendish Online) or prefer tailored advice from either our team or Cavendish Online’s professionals, Proactive Medical & Life Ltd is here to support you.

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We are committed to ensuring that you receive comprehensive advice and exceptional service. As an appointed representative of Healthnet Services Ltd, we work within strict regulatory standards to provide you with confidence and peace of mind.